Mortgage Guidance Built Around Clarity
Helping homebuyers and homeowners feel informed, educated, and comfortable — whether they are buying, refinancing, or planning their next move.
Mortgage Clarity Starts with Education, Not Just Paperwork
Brady Haye has been helping Iowa homebuyers and homeowners navigate the mortgage process since 2015 — with an approach built around making people feel informed, comfortable, and confident in every decision they make.
Based out of the Key Mortgage Group Des Moines office in Urbandale, Iowa, Brady works with first-time buyers, move-up buyers, refinancing homeowners, and investors across six states. His reputation is built on clear communication, fast scenario work, and a genuine commitment to education.
Whether someone is ready to apply today or just exploring options, Brady's goal is the same: give every client the clarity they need to make the right move for their situation. No pressure. No confusion. Just strategy built around your goals.
Brady also hosts the Educating Homebuyers Podcast — real conversations with real estate professionals, clients, and industry experts to help buyers and homeowners better understand the mortgage process and the people shaping the local market.
Des Moines Office — Urbandale, Iowa
2370 NW 128th Street, Urbandale, IA 50322. Serving the greater Des Moines metro and beyond.
Educating Homebuyers Podcast
Brady hosts a podcast bringing mortgage strategy, local real estate insight, and practical homebuying conversations to buyers and homeowners across Iowa.
Home Purchase and Refinance Mortgage Solutions
Whether someone is ready to apply today or just wants clarity on numbers, Brady's approach is designed to be useful right away — with strategy tailored to your goals.
Home Purchase Loans
Pre-approval through closing with clean communication, strategy, and fast scenario work. Brady guides every buyer from first conversation to clear to close.
Mortgage Refinancing
Explore lower payments, debt consolidation, cash-out options, or a better long-term structure. Brady runs the numbers so the decision is yours to make confidently.
First-Time Buyers
An education-first approach built to simplify the process and keep decisions comfortable. Brady is known for making first-time buyers feel like pros by closing day.
Investment Properties
Financing strategies for investors who want strong communication and dependable execution from contract to close.
VA Loans
Serving those who served. Brady helps veterans and active military navigate VA loan benefits with the same clarity-first approach every client receives.
Down Payment Assistance
Iowa buyers may have assistance options worth exploring. Brady helps clients understand whether programs are worth considering based on their specific goals and situation.
Mortgage Education That Actually Helps People Make Decisions
The goal is not just to help someone start an application. It is to help them understand payments, options, timelines, and strategy so they feel comfortable every step of the way.
Payment Clarity
Understand principal, interest, taxes, insurance, PMI, and how a monthly payment really comes together — so there are no surprises at closing.
Loan Strategy
Compare purchase and refinance options with guidance tailored to your goals instead of generic advice that doesn't account for your specific situation.
Video Explanations
Brady is known for personalized videos and easy-to-follow explanations that make the mortgage process feel less overwhelming and more approachable.
Next-Step Guidance
Know what to expect before applying, while shopping, after contract, and all the way through closing. No confusion about what happens next.
Run Real Numbers Before Making Your Next Move
These calculators are designed to help buyers and homeowners understand the full picture — not just principal and interest.
Total Mortgage Payment Estimator
Enter home price, down payment, interest rate, and taxes to estimate the full monthly payment including taxes, insurance, and PMI.
Refinance Break-Even
See how long it may take for monthly savings to offset refinance costs.
Buy vs. Wait Analyzer
A quick comparison to help frame the decision between buying now and waiting.
Closing Cost Estimator
Estimate closing costs using a simple 3% baseline — a helpful starting point before a full breakdown from Brady.
What Clients and Realtors Say
Communication, education, responsiveness, and smooth closings are the themes that come up again and again.
"Brady sets the gold standard for communication, professionalism, and client care. He goes above and beyond to make sure buyers understand every part of the mortgage process."
"Working with Brady made the home-buying process incredibly smooth as a first-time buyer. He made sure I understood every step so I felt confident in my decisions."
"Brady and his team kept us informed every step of the way and made the entire process seamless. Getting to clear to close felt completely stress-free."
"Brady went above and beyond to keep everyone informed throughout the transaction. His communication was top-notch, and the buyers received clear to close weeks ahead of schedule."
A Bigger Part of the Brand, Not Just a Link at the Bottom
Real conversations with real estate professionals, clients, and industry experts to help buyers and homeowners better understand the mortgage process and the people shaping the local market.
The Podcast That Makes Mortgage Make Sense
The Educating Homebuyers Podcast is one of the best ways to experience Brady's education-first approach. It brings mortgage strategy, local insight, and practical homebuying conversations into one place — available on YouTube, Spotify, and Apple Podcasts.
What listeners can expect
- Mortgage education made easier to understand
- Conversations with realtors and local professionals
- Practical tips for buyers, refinances, and next moves
- A resource clients can return to long after closing
- Real insight into the Des Moines and Iowa real estate market
The People Helping Keep Every Loan Organized and Moving
Brady doesn't work alone. Every loan is supported by a team committed to keeping files moving, communication clear, and closings on time.
Brady Haye
Loan Officer · Team Lead500+ families helped since 2015. Education-first approach, clear communication, and a commitment to making every client feel confident in their decisions.
Ryan Roman
Pipeline ManagerRyan helps keep files moving efficiently and communication organized throughout the loan process so nothing falls through the cracks.
Lori Burnette
Junior ProcessorLori supports processing and documentation so the client experience stays smooth and on track from application to closing.
Kristen Reid
Loan ProcessorKristen helps prepare files for underwriting and keeps the process moving toward a clean, on-time closing.
Serving Clients in Six States
Brady Haye is licensed to originate mortgages in Iowa, Nebraska, Arizona, Florida, North Dakota, and Illinois.
Ready to Talk Through Your Next Move?
Whether you are buying, refinancing, or planning ahead, the first step is getting clarity on the strategy that fits your goals. No pressure — just a real conversation.
Get Mortgage Tips, Podcast Clips, and Real Estate Insights on Social
If you want quick mortgage education, real conversations, and behind-the-scenes content from Brady Haye Mortgage Team, this is where to follow along.